A woman stands outside of her home and touches the edge of its windowpane with her fingertips.

State Housing Initiatives Partnership (SHIP)- SJC Housing & Community Development

Strengthening Florida’s housing infrastructure and supporting families in achieving long-term housing stability.

200 San Sebastian View, St. Augustine, FL 32084 - US1 North

Helping Individuals and Families Achieve Affordable Homeownership

Since 1992, the State Housing Initiatives Partnership (SHIP) program has been a cornerstone of Florida's efforts to expand access to affordable homeownership. By distributing funds to all 67 counties, SHIP supports local governments in assisting low- and moderate-income families. Its mission is to ensure affordable homeownership is within reach for those who need it most, promoting stability and long-term community development.

The program offers financial assistance options to ease the burden of purchasing and maintaining a home. These include direct loans, deferred payment loans, and grants. SHIP assists with down payments and monthly payments and provides resources that address broader housing needs.

Beyond initial homebuyer support, SHIP funds are used for home rehabilitation and repair, ensuring that existing homes remain safe and livable. The program also supports the construction of new affordable housing units, helping to expand the housing supply in growing communities. SHIP offers foreclosure prevention services for those facing financial hardship. Additionally, in times of crisis, such as natural disasters, SHIP provides recovery assistance to help homeowners repair or rebuild damaged properties.

Elgibility

Eligibility for the program is determined based on household income and demonstrated need. For more information about eligibility guidelines or to apply for assistance, please visit the St. Johns County SHIP Program's website, send an email, or call their office directly.

Mission Statement

St. Johns County Housing is responsible for the promotion, development, preservation, and administration of affordable housing programs, initiatives, and policies in St. Johns County. These programs are designed for Affordable Rentals, Home Ownership, and Rehabilitation.

To achieve this mission, we will:
Provide Information and referral services.
Manage our funding resources efficiently, effectively, and cooperatively.
Network with other agencies that share our goals to improve the quality of life for County Residents.
Educate the community about available affordable housing resources.